Officer-Credit | Modhumoti Bank

Apply Online

Position: Officer-Credit (EO – FAVP)

Vacancy: Not specific

Job Responsibilities

  • Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.
  • Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.
  • Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.
  • Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.
  • Preparation of credit proposals and send the same to the concerned authority for approval.
  • Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.
  • Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.
  • Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.
  • Preparation and timely submission of all kinds of credit related statement to the concerned authorities.
  • Any other work / responsibility as and when assigned by the supervisor or Management of the Bank

Educational Requirements: Minimum Graduation in any discipline from any reputed university with no 3rd class in whole academic record.

Experience Requirements

  • Minimum 4 Years
  • 04 to 08 year(s) experience in a reputed commercial Bank / major financial institution in related field.
  • However, candidate with extra ordinary education / professional qualification may apply with less experience.

Additional Requirment

  • Candidates bearing credit related professional qualification will be preferable.
  • Fresh Candidates do not need to apply.
  • Candidates having break of service do not need to apply.
  • Must have good expertise on Microsoft Officer as well as experience of handling core banking system and related business intelligence.
  • Unquestioned commitment to integrity and ethical decision-making.
  • Must have customer focused attitude.