Senior Officer | ONE Bank

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Position: Senior Officer -Principal Officer (Investment Risk Management Officer-Islami Banking Division)

Requirements
Education: Minimum MBA / Post Graduation degree in any discipline.

Experience

  • At least 5 years
  • The applicants should have experience in the following business area(s): Banks

Additional Requirements

  • In-depth knowledge of Islami Sariah principle, Islami jurisprudence & Islami Deposit & Investment modes and products.
  • Should have know how on AAOIFI’s Shariah Standards on various Islami Investment & Deposit Products.
  • Strong analytical and Decision making skill with clear understanding of financial statement.
  • Must have experience and adequate knowledge in SME, Retail finance, Credit/Investment risk factors, policy and guideline, industry and market dynamics.
  • In-depth knowledge about RMG/ Textile/Pharmaceuticals business and its risk assessment.
  • Both male and female aspirants are allowed to apply.
  • Should have sound knowledge about computer applications such as MS Office, Excel etc.
  • Should have expertise to run assigned technical job independently.
  • Need to perform any relevant job as assigned by the Line Manager/ Management.
  • Capable to work under pressure.
  • Must be hard working with fervent attitude.

Responsibilities & Context

  • Prepare Investment Memos to different approval authority ensuring compliance with necessary guidelines, rules and regulations, and applicable investment norms of the Bank.
  • Analyze Investment proposal received from Branches/IBWs and Direct Sales Channel.
  • Follow-up and maintain tracking on client financial performance, Audit compliance, and self-identified investment risk issues to ensure satisfactory closure.
  • Monitor and ensure proper documentation of the investment.
  • Fraud detection / fund diversification challenges at the strategy and portfolio level and provide analytical/modeling solutions.
  • Ensure investment approval as per Banks policy and process.
  • Maintain proper database for investment proposals.
  • Utilize customer data to build risk segmentation and mitigation strategies.
  • Update line manager with timely projection and latest status.
  • Escalate any client related issues to line manager for prompt solution.
  • Ensure accurate reporting of financial data and client.
  • Perform all other duties as and when assigned by the Supervisor.