Credit Analyst Auto Loan & Home Loan

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Requirements
Education: Bachelor/Honors

Experience

  • At most 4 years
  • Freshers are also encouraged to apply
  • The applicants should have experience in the following business area(s): Banks

Responsibilities

  • Initial assessment of Loan proposals as per credit policy & regulatory guidelines.
  • Identify credit risk of Loan proposals, devise mitigation measures and ensure desired level of service delivery.
  • Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.
  • Keep timely communication with different channels about shortage of documents in case of both processing & sanction of files.
  • Ensure smooth service by reducing credit file processing time.

Skills & Expertise

  • Credit Risk Analysis
  • Credit Risk Management