Retail Credit Coordinator

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IPDC Finance Ltd. is the first private sector financial institution of Bangladesh established in 1981. IPDC is credited with being the most innovative financial institution of the country partnering in many landmark projects as well as introducing many financial products which were first of its kind in the country.

Requirements

Education: Bachelor/Honours

Experience

  • At least 2 years
  • The applicants should have experience in Banks and Leasing
  • Freshers are also encouraged to apply.

Responsibilities & Context

  • The position is responsible for appraising affordable home loan proposals from a credit perspective. The individual will work in the job grade of Executive / Assistant Executive.
  • To review Affordable Home Loan (AHL) credit proposals independently and objectively and provide opinion to ensure quality of credit.
  • Visit customer and their business locations to verify the accuracy of contact point, financial strength as and when required.
  • Valuation of the properties to be financed under Affordable Home Loan scheme.
  • To coordinate with verification team to ensure the verification quality and standard.
  • Prepare monthly report on credit approvals, renewal/restructuring, declination, settlement of facilities. Implement credit risk management guideline for NBFIs approved by Bangladesh Bank. Liaison with Branches, Operations, Collection & other related Departments.

Compensation & Other Benefits

  • Weekly 2 holidays
  • Yearly salary review
  • 2 Festival bonus
  • Performance bonus, Provident fund
  • Insurance, Gratuity, Mobile bill